Commercial Banking

Debt

Debt is a fundamental subject in finance that focuses on borrowing and lending mechanisms, instruments, and strategies. This course covers key topics such as types of debt (bonds, loans, and mortgages), interest rate structures, credit risk assessment, and debt markets. Students learn about the principles of debt financing, debt structuring, and the implications of leveraging for both individuals and corporations. The subject also explores the regulatory environment, debt repayment strategies, and the impact of economic factors on debt markets. Mastery of debt is essential for financial professionals in banking, corporate finance, and investment to make informed decisions about borrowing, lending, and managing debt portfolios.